Risk & Technology Advisory

Governance built for the next kind of risk.

MioVault advises boards, risk committees, and CXOs on enterprise risk management, applied AI, and technology risk — turning regulatory complexity into decisions you can defend.

3
Core practices, one risk lens
15+
Years in regulated risk advisory
40+
Board & committee engagements
24/7
Surveillance & control monitoring
What We Do

Three practices. One discipline: defensible risk decisions.

We sit at the intersection of governance, data, and technology — built for organisations that answer to a board, a regulator, or both.

01 — RISK MANAGEMENT

Enterprise Risk & Governance

Risk appetite frameworks, portfolio surveillance, ERM operating models, and board/RMCB-grade reporting that withstands regulator and audit scrutiny.

View capabilities
02 — AI PRACTICE

Applied AI & Model Governance

AI use-case design, model risk management, LLM guardrail testing, and trusted-AI frameworks that satisfy both innovation and control mandates.

View capabilities
03 — TECHNOLOGY RISK

Technology & Cyber Risk

IT risk assessments, cyber resilience, third-party and vendor risk, data governance, and technology control design across regulated environments.

View capabilities
01 — Risk Management

From risk identification to board-ready judgement

We build the infrastructure that lets risk committees see clearly and act early — appetite, controls, and reporting that hold up under examination.

Enterprise Risk
Risk appetite & tolerance frameworks ERM operating model design Risk culture & control self-assessment
Credit & Portfolio Risk
Portfolio surveillance & early warning Deviation & underwriting quality review Stress testing & scenario analysis
Governance & Reporting
Board, RMCB & ALCO reporting Regulatory compliance reviews Fraud control & investigations support
02 — AI Practice

AI that earns trust before it earns scale

We help organisations deploy AI with the same rigour they apply to capital — tested, governed, and explainable to a board.

AI Strategy
Use-case identification & prioritisation AI operating model design Build vs. buy advisory
Model & AI Risk
Model risk management frameworks LLM guardrail & red-team testing Bias, explainability & drift monitoring
Trusted AI
Responsible AI policy & controls Regulatory alignment (emerging AI rules) AI audit & assurance
03 — Technology Risk

Control discipline for a moving technology estate

Technology risk isn't a checklist — it's continuous. We design controls that scale with your architecture, not against it.

Cyber & Resilience
Cyber risk assessments Incident response & resilience testing Security control benchmarking
IT & Data Risk
IT general controls review Data governance & privacy readiness Cloud & infrastructure risk review
Third-Party Risk
Vendor & outsourcing risk assessment Concentration risk mapping Contract & SLA control review
How We Work

A repeatable path from exposure to assurance

Every engagement follows the same discipline, regardless of practice area.

I.

Diagnose

Map the risk, the data, and the decision-makers before proposing anything.

II.

Design

Build frameworks and controls sized to your actual risk appetite — not a template.

III.

Deploy

Implement with the teams who own the risk day to day, not around them.

IV.

Defend

Leave you with reporting that holds up in front of a board or a regulator.

Insights

Perspectives from the practice

Notes on where risk, AI, and technology are converging — and what it means for governance.

AI Practice

Why model risk frameworks need to catch up to LLMs

Traditional model validation wasn't built for systems that generate, not just predict. Here's what changes.

Read the brief →
Risk Management

Deviation analysis is a control signal, not an exception report

Treating policy deviations as noise misses what they actually tell you about underwriting design.

Read the brief →
Technology Risk

Third-party concentration is the risk boards still underweight

A single vendor outage can now move faster through your operations than a credit event.

Read the brief →
BUILT FOR REGULATED, BOARD-GOVERNED ORGANISATIONS
Banking & NBFC Housing Finance Insurance Fintech

Bring your next board paper to us before it's a board paper.

A short working session, no slide deck required — just the risk you're trying to get ahead of.

hello@miovault.in